| Front Cover Page | 1 |
| Corporate Profile | 2 |
| Contents | 3 |
| Vision and Mission | 3 |
| Chairman and CEO Statement and Operation Review | 4 |
| Financial Review | 6 |
| Board of Directors | 10 |
| Senior Management | 13 |
| Group Structure | 15 |
| Fiscal Year 2015 Events | 16 |
| Milestones | 18 |
| Corporate Information | 20 |
| Report on Corporate Governance | 21 |
| Financial Contents | 39 |
| Report of the Directors | 40 |
| Statement by Directors | 46 |
| Independent Auditors' Report | 47 |
| Consolidated Statement of profit or loss and other comprehensive income | 49 |
| Consolidated Statement of financial position | 50 |
| Consolidated Statement of changes in equity | 52 |
| Consolidated Statement of cash flows | 54 |
| Statement of financial position | 56 |
| Notes to Financial Statements | 57 |
| Financial Summary | 117 |
| Statistics of Shareholdings | 119 |
| Information About Investment Properties Held | 122 |
| Notice of Annual Geneeral Meeting | 123 |
| Story Behind Karin's Name and Logo | 131 |
| Back Cover Page | 132 |